ZIP 56525 Property Distress & Foreclosure Data

In Clay County, Minnesota, ZIP 56525 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The latent-versus-live split is 30/100 structural and 1/100 already moving. Its standout signals are structural risk (30/100), construction/permit lag (27/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 30% of adults hold a bachelor's degree or higher. 100% of housing is owner-occupied. 76 residents call 56525 home, typically aged 58. The ZIP holds roughly 45 housing units. The poverty rate is 0.0% — low. The vacancy rate is 11.4% — elevated. The typical home is worth about $162,500 (1.9× income, relatively affordable). The demographic-stress sub-score lands at 17/100. At $88,750, median income runs above typical U.S. levels.

On balance, 56525 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.