ZIP 56580 Foreclosure, Tax-Lien & Distress Report
Clay County, Minnesota · Distress market
DLRadar grades ZIP 56580 (Clay County, Minnesota) at a low 18/100 for overall property distress. Structural risk reads 38/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (77/100)). Leading the profile are construction/permit lag (57/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).
Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $282,200 (2.6× income, relatively affordable). Vacancy runs 2.8%. There are about 491 housing units across 56580. Around 32% of adults hold a bachelor's degree or higher. Owners hold 94% of homes, renters 6%. On demographic stress specifically, 56580 scores 22/100. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 32% of tenant households. About 1,330 people live here, median age 38. At $101,477, median income runs above typical U.S. levels.
Broadly, 56580 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 56580 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 56580 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 56580 stays directly comparable to neighboring ZIPs and the rest of Clay County, Minnesota. Nothing here is interpolated — where a source is thin for 56580, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
56580's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 56580 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 56580
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
56580 at a glance
Current distress, phase, housing and lender-pressure figures for 56580, drawn from the same report attached to each property.
Adjacent Clay County ZIP reports
Nearest ZIP codes to 56580
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Clay County, Minnesota.
See every distressed parcel in 56580
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Deterministic scoring, sourced entirely from public data · methodology