ZIP 56585 Property Distress & Foreclosure Data

DLRadar grades ZIP 56585 (Clay County, Minnesota) at a minimal 13/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (64/100). On the structural side it scores 28/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (32/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 502 housing units. Around 18% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 33/100. Around 54% of renters are cost-burdened. At $65,972, median income runs below typical U.S. levels. The typical home is worth about $301,400 (3.5× income, relatively affordable). The poverty rate is 16.1%. The vacancy rate is 9.4%. 83% of housing is owner-occupied. 1,067 residents call 56585 home, typically aged 50.

Overall, 56585 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.