ZIP 56546 Foreclosure, Tax-Lien & Distress Report
Clay County, Minnesota · High Vacancy market
DLRadar grades ZIP 56546 (Clay County, Minnesota) at a low 18/100 for overall property distress. Structural risk reads 38/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (77/100)). Property-level stress concentrates in construction/permit lag (57/100), structural risk (38/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.
The peak-phase market in 56546 posted values that rose 4.1% over the year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
222 residents call 56546 home, typically aged 42. The typical home is worth about $267,900 (2.8× income, relatively affordable). There are about 124 housing units across 56546. On demographic stress specifically, 56546 scores 19/100. 94% of housing is owner-occupied. The vacancy rate is 17.1% — elevated. The poverty rate is 7.0% — low. Educational attainment sits at 28% bachelor's-or-above. Median household income is $82,917, near the U.S. median near $78,000. Around 0% of renters are cost-burdened.
Net-net, 56546 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 56546 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 56546's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 56546, the field stays empty rather than modeled, and fills in as new documents post.
Behind 56546's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 56546 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 56546 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
56546 at a glance
A live read on 56546: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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More distress data near 56546
Related ZIP, county and statewide reads linked to Clay County, Minnesota.
Get the full acquisition report for 56546
Every distressed parcel in 56546 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
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