ZIP 58042 Property Distress & Foreclosure Data

DLRadar grades ZIP 58042 (Cass County, North Dakota) at a low 28/100 for overall property distress. Property-level stress concentrates in structural risk (62/100), construction/permit lag (53/100), institutional ownership (42/100). On the quiet end sit mortgage stress (16/100). The latent-versus-live split is 62/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 58042 posted values that rose 2.4% over the year, and 29% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $141,500 — above the roughly $78,000 national figure. Around 0% of renters are cost-burdened. On demographic stress specifically, 58042 scores 14/100. The ZIP holds roughly 579 housing units. About 50% have a four-year degree. A median home runs $347,100 here, or 2.4 times local income. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,391 with a median age of 41. The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 7.7%.

On balance 58042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.