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ZIP 58042 Foreclosure, Tax-Lien & Distress Report

Cass County, North Dakota · Distress market

DLRadar grades ZIP 58042 (Cass County, North Dakota) at a low 28/100 for overall property distress. Leading the profile are structural risk (62/100), construction/permit lag (61/100), institutional ownership (36/100). On the quiet end sit institutional ownership (36/100) and mortgage stress (16/100). On the structural side it scores 62/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (64/100)).

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 29% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Median household income is $141,500, above the U.S. median near $78,000. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 14/100. The ZIP holds roughly 579 housing units. Around 50% of adults hold a bachelor's degree or higher. Home values center near $347,100, an affordability ratio of 2.4× — accessible. The poverty rate is 2.2% — low. Population is roughly 1,391 with a median age of 41. 97% of housing is owner-occupied. Vacancy runs 7.7%.

On balance 58042 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 58042 at the moment; the composite and its components are still built from verifiable public records.

The 58042 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 58042 stays directly comparable to neighboring ZIPs and the rest of Cass County, North Dakota. Nothing here is interpolated — where a source is thin for 58042, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 58042 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 58042 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 58042

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk86
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

58042 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Cass County ZIPs near 58042

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