ZIP 58004 Property Distress & Foreclosure Data

ZIP code 58004 in Cass County, North Dakota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (62/100), construction/permit lag (53/100), institutional ownership (42/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (65/100). On the structural side it scores 62/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.4% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $87,969, median income runs above typical U.S. levels. Around 100% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 135 housing units. The typical home is worth about $208,300 (2.0× income, relatively affordable). 282 residents call 58004 home, typically aged 43. The poverty rate is 5.7% — low. The demographic-stress sub-score lands at 32/100. 90% of housing is owner-occupied. The vacancy rate is 7.6%.

Overall, 58004 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 58004

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cass County

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