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ZIP 58021 Foreclosure, Tax-Lien & Distress Report

Cass County, North Dakota · Distress market

Scored purely from public records, 58021 (Cass County, North Dakota) returns a low composite of 28/100. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (64/100)). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (61/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (16/100) register low. The latent-versus-live split is 62/100 structural and 5/100 already moving.

The market reads peak — home values rose 4.1% year on year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 215 housing units. The tenure split is 99% owner-occupied to 1% rented. The poverty rate is 0.9% — low. The typical home is worth about $244,800 (3.0× income, relatively affordable). The vacancy rate is 6.8%. 528 residents call 58021 home, typically aged 39. Households earn a median $80,417 — near the roughly $78,000 national figure. Educational attainment sits at 34% bachelor's-or-above. The demographic-stress sub-score lands at 21/100.

On balance 58021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 58021 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 58021's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 58021 reflects the current record instead of a stale or modeled snapshot.

Behind 58021's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 58021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

ZIP 58021 distress signals, scored

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk86
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 58021 distress snapshot

A live read on 58021: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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The complete 58021 distress and acquisition report

Pull every distressed parcel in 58021 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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