ZIP 58012 Property Distress & Foreclosure Data

Cass County, North Dakota's ZIP 58012 registers 28/100 composite distress, which DLRadar reads as low. Structural risk reads 62/100 against active distress of 5/100. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (65/100)). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (53/100), institutional ownership (42/100). On the quiet end sit mortgage stress (16/100).

The peak-phase market in 58012 posted values that rose 2.4% over the year, and 10% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $283,700 here, or 3.9 times local income. On demographic stress specifically, 58012 scores 24/100. Population is roughly 2,805 with a median age of 35. The tenure split is 62% owner-occupied to 38% rented. Vacancy runs 2.9%. Households earn a median $78,533 — near the roughly $78,000 national figure. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. There are about 1,305 housing units across 58012. About 39% have a four-year degree. Rent burden reaches 8% of tenant households.

On balance 58012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.