ZIP 58102 Foreclosure, Tax-Lien & Distress Report

In Cass County, North Dakota, ZIP 58102 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 62/100 structural to 5/100 active on the ground. The pressure is most legible in structural risk (62/100), construction/permit lag (61/100), institutional ownership (36/100). institutional ownership (36/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (64/100).

The market reads peak — home values rose 4.1% year on year, and 9% higher over three years (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $242,200, an affordability ratio of 4.2×. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 32,591 people live here, median age 30. The tenure split is 46% owner-occupied to 54% rented. The ZIP holds roughly 16,800 housing units. Around 46% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. Households earn a median $56,028 — below the roughly $78,000 national figure. The vacancy rate is 12.9% — elevated. The demographic-stress sub-score lands at 35/100.

Net-net, 58102 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 58102 at the moment; the composite and its components are still built from verifiable public records.

The 58102 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 58102 stays directly comparable to neighboring ZIPs and the rest of Cass County, North Dakota. Every figure is auditable to a public dataset and refreshed on ingest; 58102 shows blanks, not estimates, wherever the record is sparse.

Each component behind 58102 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 58102 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.