ZIP 58031 Property Distress & Foreclosure Data

ZIP code 58031 in Cass County, North Dakota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (53/100), structural risk (52/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (15/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (67/100). The latent-versus-live split is 52/100 structural and 4/100 already moving.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, 1.5% off the recent peak (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 11.3% — elevated. 91% of housing is owner-occupied. The poverty rate is 9.2%. The demographic-stress sub-score lands at 31/100. Around 100% of renters are cost-burdened. The typical home is worth about $70,800 (0.9× income, relatively affordable). At $92,917, median income runs above typical U.S. levels. 327 residents call 58031 home, typically aged 39. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 147 housing units.

On balance, 58031 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.