ZIP 58031 Foreclosure, Tax-Lien & Distress Report

Cass County, North Dakota's ZIP 58031 registers 23/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (61/100), structural risk (52/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (15/100) register low. Environmental exposure also runs high (climate & FEMA risk (67/100)). Structural exposure scores 52 and live distress 4 on the 0–100 scale.

The market reads peak — home values rose 4.2% year on year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 91% owner-occupied to 9% rented. Roughly 9.2% live below the poverty line. On demographic stress specifically, 58031 scores 31/100. Around 100% of renters are cost-burdened. A median home runs $70,800 here, or 0.9 times local income. At $92,917, median income runs above typical U.S. levels. About 327 people live here, median age 39. Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 147 housing units.

Overall 58031 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 58031 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 58031 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 58031 stays directly comparable to neighboring ZIPs and the rest of Cass County, North Dakota. Where the public record is thin for 58031, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 58031 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 58031 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.