Cass County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cass County, ND distress report, 2026: 30 ZIPs scored in Cass, ND, Cass, ND average 27/100; the top Cass, ND ZIP is 58002 at 30/100; Cass, ND market phase peak, Cass, ND prices +4.1% year over year.
- Cass, ND ranks #1,789 nationally (opportunity index); Cass, ND #24 in North Dakota; Cass, ND index 28.5.
- Cass, ND ninety-day mortgage delinquency 0.4% in December 2025; Cass, ND twelve-month change -0.3%.
- Cass, ND ZIP phases: 30 peak.
- Cass, ND residential listings tracked: 251 across 25 ZIPs; Cass, ND candidate listings 59.
- Cass, ND HUD assisted properties: 10 with 1,148 units.
- Cass, ND lenders on watch: 8; largest Cass, ND footprint Gate City Bank (13 branches).
- Cass, ND most distressed ZIP: 58002 at 30/100.
Cass, ND figures: DLRadar distress index; Cass, ND inputs: CFPB, FHFA, HUD, FDIC; Cass, ND rebuilt as sources refresh.
| Rank | Cass, ND ZIP | Score |
|---|---|---|
| 1 | 58002 | 30/100 |
| 2 | 58004 | 30/100 |
| 3 | 58005 | 30/100 |
| 4 | 58006 | 30/100 |
| 5 | 58007 | 30/100 |
| 6 | 58011 | 30/100 |
| 7 | 58012 | 30/100 |
| 8 | 58021 | 30/100 |
| 9 | 58029 | 30/100 |
| 10 | 58036 | 30/100 |
| 11 | 58042 | 30/100 |
| 12 | 58047 | 30/100 |
Most distressed Cass, ND ZIPs (0-100, 2026)
Mortgage delinquency in Cass, ND
0.4% of Cass, ND mortgages were ninety-plus days late (Cass, ND, December 2025); Cass, ND thirty-to-eighty-nine days late: 1.1%; Cass, ND twelve-month change -0.3%; Cass, ND peak since 2008: 1.4% (November 2012); North Dakota overall 0.6%. Cass, ND ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 0.7 (Cass, ND), Mar 25 0.6, Apr 25 0.6, May 25 0.6 (Cass, ND), Jun 25 0.5, Jul 25 0.4, Aug 25 0.4 (Cass, ND), Sep 25 0.4, Oct 25 0.5, Nov 25 0.1 (Cass, ND), Dec 25 0.4.
Opportunity index: Cass, ND
Cass, ND index 28.5, Cass, ND phase early_signal; Cass, ND primary driver construction, Cass, ND second driver bank institutional. Cass, ND components: property stress 11.9, foreclosure pressure 9.5, listing discounts 34.6, bank stress 58.2, insurance 0.0; Cass, ND pulse 31.0; Cass, ND capital opportunity 24.8; Cass, ND seven-day change -0.1%.
ZIP market phases inside Cass, ND
30 Cass, ND ZIPs carry a price-cycle phase; Cass, ND ZIPs by phase (Cass, ND), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Cass, ND): 58046, 58068, 58035, 58038, Cass, ND 58027, 58031, 58071; peak, +4.1% YoY, 0.0% off peak (Cass, ND): 58064, 58048; peak, +4.3% YoY, 0.0% off peak (Cass, ND): 58052; peak, +4.1% YoY (Cass, ND): 58002, 58004, 58005, 58006, Cass, ND 58007, 58011.
Residential listings by Cass, ND ZIP
Cass, ND ZIPs with the most tracked Cass, ND residential listings: 58078 78 listings, 5 candidates, bank pressure 63; 58104 56 listings, 10 candidates, bank pressure 63; 58103 42 listings, 10 candidates, bank pressure 63; 58102 33 listings, 7 candidates, bank pressure 63 (Cass, ND); 58047 25 listings, 15 candidates, bank pressure 65; 58071 4 listings, 3 candidates, bank pressure 63; 58005 2 listings, 0 candidates, bank pressure 63; 58012 2 listings, 2 candidates, bank pressure 63. Cass, ND totals: 251 listings; Cass, ND candidates 59; active ZIPs 15.
HUD assisted housing in Cass, ND
10 assisted properties with 1,148 units sit in Cass, ND; largest Cass, ND properties: Latitude 46 Apartments (West Fargo) 333 units; The Arbors At Mccormick Park (Fargo) 186 units, 186 assisted; Arbor Courts (Fargo) 150 units in Cass, ND; Eaglebrook Apartments (Fargo) 150 units; West Creek Crossing (West Fargo) 126 units; Cottagewood Townhomes (Fargo) 91 units.
Lenders with branches in Cass, ND
Cass, ND lenders by branch count: Gate City Bank (Cass, ND): stress 76, 13 branches low in Cass, ND; Bell Bank (Cass, ND): stress 73, 9 branches low in Cass, ND; Banknorth (Cass, ND): stress 48, 4 branches low in Cass, ND; Starion Bank (Cass, ND): stress 73, 3 branches low in Cass, ND; First International B&T (Cass, ND): stress 72, 3 branches low in Cass, ND; First Western Bank&Trust (Cass, ND): stress 68, 3 branches low in Cass, ND; Bravera Bank (Cass, ND): stress 61, 3 branches low in Cass, ND; American Federal Bank (Cass, ND): stress 73, 2 branches low in Cass, ND.
Vacancy and permits, Cass, ND
5,093 of 89,038 Cass, ND housing units are vacant; Cass, ND permits, twelve months: 392 multifamily units in Cass, ND, 516 one-to-four unit units.
Work Cass, ND at the parcel level
Every Cass, ND parcel carries owner and address; every Cass, ND parcel carries APN; Cass, ND distress scores sit on the Cass, ND live board.
Cass, ND figures refresh with each source.
Cass, ND questions
Most distressed ZIP code in Cass County, ND?
ZIP 58002 leads Cass, ND at 30/100; next in Cass, ND: 58004 at 30/100; the Cass, ND average is 27/100.
Where does Cass County, ND rank for investment opportunity?
Cass, ND is #1,789 among all ranked counties, #24 in North Dakota; the Cass, ND driver is construction; Cass, ND moved up 201 places.
How many mortgages are delinquent in Cass County, ND?
0.4% of Cass, ND mortgages were ninety-plus days late in December 2025; the Cass, ND peak since 2008 was 1.4%.
Which banks lend in Cass County, ND?
8 watched lenders hold Cass, ND branches; the largest Cass, ND footprints are Gate City Bank (13), Bell Bank (9), Banknorth (4).
More on Cass, ND
Cass County, ND distress report: public-record figures for Cass, ND; not legal advice for Cass, ND; not tax or investment advice; verify every Cass, ND record before acting.