Cass County, ND: Home-Insurance Distress & Forced-Sale Pressure
Cass County, ND: 49/100 (elevated) home-insurance distress; Cass, ND band MEDIUM; Cass, ND #1,124 of 3,222 counties; Cass, ND #1 of 53 in North Dakota.
FEMA hazard, Cass, ND: 40/100; Cass, ND declarations, three years: 4; Cass, ND perils: 2 severe-storm; Cass, ND five-year count 6 (severity 10.5); Cass, ND ten-year 6; hazard-weighted, Cass, ND: 2.0.
Declared incidents on the Cass, ND record: 2025 Severe Storm 2; 2024 Winter Storm 2 (Cass, ND).
NFIP claims, Cass, ND, three years: 8; Cass, ND payouts $2,697; per Cass, ND claim $337; Cass, ND claim-stress 61/100.
Cass, ND monthly score fell, 57 (March 2026) to 49 (October 2026); Cass, ND by month: March 57, April 57, May 54, June 54 (Cass, ND), July 52, August 50, September 50, October 49.
Cass, ND components: climate 40, NFIP claims 61; Cass, ND retreat index 49.
Construction distress, Cass, ND: 80/100 as of August 2026 (Cass, ND: 78/100 one-to-four unit, 83/100 multifamily).
Cass, ND ZIPs, June 2026 (Cass, ND, 16 highest): score 0 (Cass, ND), climate 86 (Cass, ND): 58002, 58004, 58005, 58006, Cass, ND 58007, 58011, 58012, 58021, Cass, ND 58029, 58036, 58042, 58059, Cass, ND 58078, 58079, 58102, 58103.
DLRadar rescores Cass, ND monthly; Cass, ND readings join Cass, ND foreclosure, lien and ownership parcels (Cass, ND), so cost-squeezed Cass, ND owners surface before listing.
Inside North Dakota, Cass County ranks 1st of 53 counties for home-insurance distress at 49/100; Mckenzie County (40/100) sits just below Cass County.
Deterministic. Every Cass County, ND signal traces to a public Cass dataset (FEMA, NFIP, Census for Cass, ND) · how insurance distress works in Cass, ND · methodology
FAQ: Cass County, ND insurance distress
What is the Cass County, ND home-insurance-distress score?
Cass, ND: 49/100 (MEDIUM), #1,124 of 3,222, #1 in North Dakota. FEMA hazard, Cass, ND: 40/100; NFIP stress, Cass, ND: 61/100; construction, Cass, ND: 80/100; Cass, ND rescores monthly.
Is Cass County insurance distress getting better or worse (ND)?
Cass, ND: 57 in March 2026; Cass, ND: 49 in October 2026 (better); Cass, ND climate component 40; Cass, ND NFIP claims score 61.
How many flood-insurance claims has Cass County, ND had?
Cass, ND: 8 NFIP claims, three years; Cass, ND paid $2,697; per Cass, ND claim $337; carriers reprice Cass, ND against that record.
Which Cass County ZIP codes carry the most insurance distress (ND)?
Cass, ND, June 2026: 58002 at 0, 58004 at 0, 58005 at 0, 58006 at 0; Cass, ND climate scores there: 86, 86, 86, 86.
Why does Cass, ND insurance distress create sellers?
A Cass, ND premium outruns the Cass, ND budget; a carrier leaves Cass, ND; Cass, ND carrying cost passes plan; Cass, ND owners sell while current; Cass, ND insurance distress leads Cass, ND foreclosure data.