ZIP 56529 Foreclosure, Tax-Lien & Distress Report
Clay County, Minnesota · Distress market
Clay County, Minnesota's ZIP 56529 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The split runs 44/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (81/100), structural risk (44/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
The peak-phase market in 56529 posted values that rose 4.1% over the year, and 15% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $89,577, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 13.7%. Around 53% of renters are cost-burdened. About 38% have a four-year degree. 77% of housing is owner-occupied. The ZIP holds roughly 2,013 housing units. About 4,664 people live here, median age 40. Vacancy runs 3.8%. The typical home is worth about $261,800 (3.0× income, relatively affordable).
Broadly, 56529 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 56529 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 56529 stays directly comparable to neighboring ZIPs and the rest of Clay County, Minnesota. Every figure is auditable to a public dataset and refreshed on ingest; 56529 shows blanks, not estimates, wherever the record is sparse.
Each component behind 56529 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 56529 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 56529
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 56529 by the numbers
Current distress, phase, housing and lender-pressure figures for 56529, drawn from the same report attached to each property.
Nearby ZIPs in Clay County
Related reports across Clay County, Minnesota
Further distress data across Clay County, Minnesota at ZIP, county and state level.
Unlock parcel-level detail for ZIP 56529
The full 56529 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology