ZIP 58103 Property Distress & Foreclosure Data

ZIP code 58103 in Cass County, North Dakota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (62/100), construction/permit lag (53/100), institutional ownership (42/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (65/100). On the structural side it scores 62/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 12% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 32% of renters are cost-burdened. 48,520 residents call 58103 home, typically aged 35. At $57,699, median income runs below typical U.S. levels. The typical home is worth about $242,400 (4.2× income). The poverty rate is 12.4%. The ZIP holds roughly 25,180 housing units. Around 37% of adults hold a bachelor's degree or higher. The vacancy rate is 6.6%. The demographic-stress sub-score lands at 33/100. 42% of housing is owner-occupied.

Overall, 58103 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.