ZIP 56461 Foreclosure, Tax-Lien & Distress Report
Hubbard County, Minnesota · High Vacancy market
ZIP 56461's composite property-distress score is 11/100 - DLRadar classes that as minimal for Hubbard County, Minnesota. Property-level stress concentrates in construction/permit lag (51/100), structural risk (25/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (4/100) register low. The latent-versus-live split is 25/100 structural and 3/100 already moving.
The peak-phase market in 56461 posted values that rose 3.4% over the year, and 14% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
Owners hold 94% of homes, renters 6%. Home values center near $273,700, an affordability ratio of 3.1× — accessible. Households earn a median $77,692 — near the roughly $78,000 national figure. There are about 2,004 housing units across 56461. About 3,316 people live here, median age 42. Roughly 8.4% live below the poverty line. Around 27% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. The vacancy rate is 35.0% — elevated. About 30% have a four-year degree.
On the whole, 56461 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 56461 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Hubbard County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 56461 reflects the current record instead of a stale or modeled snapshot.
Behind 56461's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 56461 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 56461
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
56461 at a glance
The live 56461 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Hubbard County
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No modelling: every input is a public record · methodology