ZIP 56461 Property Distress & Foreclosure Data

ZIP code 56461 in Hubbard County, Minnesota carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (52/100), structural risk (25/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (4/100). Structural risk reads 25/100 against active distress of 3/100.

The peak-phase market in 56461 posted values that rose 4.8% over the year, and 14% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 94% owner-occupied to 6% rented. A median home runs $273,700 here, or 3.1 times local income. Households earn a median $77,692 — near the roughly $78,000 national figure. There are about 2,004 housing units across 56461. Population is roughly 3,316 with a median age of 42. Roughly 8.4% live below the poverty line. Rent burden reaches 27% of tenant households. On demographic stress specifically, 56461 scores 27/100. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. About 30% have a four-year degree.

On the whole, 56461 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.