ZIP 56435 Property Distress & Foreclosure Data

In Cass County, Minnesota, ZIP 56435 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (56/100), structural risk (43/100), institutional ownership (34/100). institutional ownership (34/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). On the structural side it scores 43/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 14% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 12.8%. Around 19% of renters are cost-burdened. The vacancy rate is 45.2% — elevated. 92% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 2,203 housing units. The typical home is worth about $256,800 (3.6× income, relatively affordable). At $63,542, median income runs below typical U.S. levels. 2,912 residents call 56435 home, typically aged 51.

Taken together, 56435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.