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ZIP 56435 Foreclosure, Tax-Lien & Distress Report

Cass County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 56435 in Cass County, Minnesota comes in at 18, a low composite-distress reading. On the structural side it scores 39/100, with 6/100 of stress already active. The pressure is most legible in construction/permit lag (52/100), structural risk (39/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (21/100) register low.

The market reads peak — home values rose 2.7% year on year, and 14% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 12.8% live below the poverty line. Around 19% of renters are cost-burdened. The vacancy rate is 45.2% — elevated. The tenure split is 92% owner-occupied to 8% rented. Educational attainment sits at 16% bachelor's-or-above. The demographic-stress sub-score lands at 30/100. The ZIP holds roughly 2,203 housing units. The typical home is worth about $256,800 (3.6× income, relatively affordable). At $63,542, median income runs below typical U.S. levels. About 2,912 people live here, median age 51.

On the whole, 56435 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 56435 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 56435's 18/100 can be lined up against any neighbor in Cass County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 56435 shows blanks, not estimates, wherever the record is sparse.

Each component behind 56435 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 56435 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
39/100
Structural risk
6/100
Distress activity

What is driving ZIP 56435’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk51
56435 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 56435 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Each signal above is traceable to an open dataset · methodology

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