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Cass County, MN: Foreclosures, Tax Liens & Distressed Properties

Cass County, MN, Minnesota: 24 ZIP codes scored, Cass County, MN averaging 17/100 (low, Cass, MN), from 10 to 23. Cass County, MN is in its peak phase (Cass, MN confidence 18/100): Cass, MN home prices up 2.7% (Cass, MN) over twelve months. Cass County, MN lender headwind: 14/100.

Highest-scoring Cass County, MN ZIPs: 56636 (23/100), 56435 (19/100), 56452 (19/100), 56466 (19/100), 56473 (19/100), 56484 (19/100). Also scored in Cass County, MN: 56626, 56641, 56655, 56662, 56672, 56474, 56448, 56468, 56472, 56633.

Across Cass County, MN's scored ZIPs: median home value $264,817, household income $69,068, 42.5% vacancy, 13.1% poverty, 85% owner-occupied, median age 48.4.

Cass County, MN insurance distress 27/100 (#1,746 in the US); FEMA hazard 52/100 for Cass, MN; 2 federal disaster declarations in Cass County, MN since 2023 (2 flood); Cass, MN construction distress 48/100.

5 banks with 10 branches lend in Cass County, MN; Cass, MN weighted bank stress 50/100, highest 79/100 in Cass, MN.

Cass County, MN unemployment 5.4% (Cass, MN -4.8 pts, six months); 284 new housing units permitted in Cass County, MN over twelve months, Cass, MN up 3% from 276; Cass, MN home prices +10.3% a year (Cass, MN) over three years.

24,470 housing units in Cass County, MN; 1,928 Cass, MN renter households; 35% of Cass, MN renters spend 30%+ of income on rent, 15% (Cass, MN) half or more.

Cass County, MN ranks #722 nationally on the opportunity index (Cass, MN, among all ranked counties); Cass, MN scores 32.3/100 and Cass, MN sits #2 inside Minnesota. Cass, MN is in the early_signal opportunity phase; Cass, MN's primary driver is vacancy, Cass, MN second driver bank institutional; Cass, MN moved down 276 places. 20 short-sale listings across Cass, MN; 54 days on market observed in Cass, MN; 40.8% vacancy over 24 Cass, MN ZIPs.

No CFPB county sample covers Cass County, MN. The metro area reading for Cass, MN (Brainerd, MN): 0.9% ninety-plus days late; Cass, MN's thirty-to-eighty-nine share is 1.5% (Cass, MN, December 2025 data); Minnesota overall 0.6%.

Cass County, MN has 4 watched banks; 4 Cass, MN banks sit in an elevated band. Cass, MN footprints: First National Bank North (5 branches, stress 33) in Cass, MN; Pine River State Bank (2 branches, stress 79) in Cass, MN; Western National Bank (1 branch, stress 63) in Cass, MN.

11,596 of the 24,470 housing units in Cass, MN sit vacant. Cass County, MN permitted 15 multifamily units in twelve months; Cass, MN's one-to-four unit structures added 269 units in Cass County, MN.

Peak
Market phase
2.7%
Cass, MN HPI YoY
0%
Drawdown
18
Cass confidence

Top Cass County ZIP codes by stress score

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