ZIP 56401 Foreclosure, Tax-Lien & Distress Report
Crow Wing County, Minnesota · High Vacancy market
Crow Wing County, Minnesota's ZIP 56401 registers 16/100 composite distress, which DLRadar reads as low. Structurally it carries 35/100, against 2/100 of stress already in motion. Its standout signals are construction/permit lag (42/100), structural risk (35/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and institutional ownership (5/100) register low. Environmental exposure also runs high (climate & FEMA risk (76/100)).
The peak-phase market in 56401 posted values that rose 2.7% over the year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
31,749 residents call 56401 home, typically aged 40. Roughly 10.2% live below the poverty line. Vacancy runs 19.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 16,167 housing units. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. Home values center near $261,600, an affordability ratio of 3.4× — accessible. Around 32% of renters are cost-burdened. Around 24% of adults hold a bachelor's degree or higher. Median household income is $70,269, near the U.S. median near $78,000.
Taken together, 56401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56401 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 56401 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Crow Wing County, Minnesota and the nation. 56401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 56401 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 56401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 56401
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 56401 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 56401, drawn from the same report attached to each property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Crow Wing County, Minnesota — ZIP, county and statewide.
Get the full acquisition report for 56401
The full 56401 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology