ZIP 56444 Property Distress & Foreclosure Data

In Crow Wing County, Minnesota, ZIP 56444 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (25/100), mortgage stress (7/100), construction/permit lag (6/100). construction/permit lag (6/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 25/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (78/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 24% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $74,265, median income runs near typical U.S. levels. The ZIP holds roughly 2,579 housing units. The poverty rate is 7.1% — low. The vacancy rate is 45.5% — elevated. Around 38% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. Around 34% of renters are cost-burdened. 3,385 residents call 56444 home, typically aged 49. The typical home is worth about $365,200 (4.3× income). 87% of housing is owner-occupied.

Taken together, 56444 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.