ZIP 56431 Property Distress & Foreclosure Data

DLRadar grades ZIP 56431 (Aitkin County, Minnesota) at a minimal 10/100 for overall property distress. On the structural side it scores 22/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (22/100), construction/permit lag (16/100), mortgage stress (10/100). On the quiet end sit mortgage stress (10/100) and institutional ownership (3/100).

The peak-phase market in 56431 posted values that rose 4.6% over the year, and 18% higher over three years (phase confidence 35/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $64,846 — below the roughly $78,000 national figure. Population is roughly 9,142 with a median age of 57. Roughly 11.3% live below the poverty line. The ZIP holds roughly 7,068 housing units. Around 36% of renters are cost-burdened. About 21% have a four-year degree. On demographic stress specifically, 56431 scores 34/100. The vacancy rate is 44.9% — elevated. The tenure split is 85% owner-occupied to 15% rented. A median home runs $295,400 here, or 4.1 times local income.

On the whole, 56431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.