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Aitkin County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Aitkin County, Minnesota? DLRadar grades every Aitkin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Aitkin County breakdown.

  • Aitkin County's most distressed ZIP is 55798 at 16/100.
  • 12 ZIP codes tracked in Aitkin County, averaging 12/100 distress.
  • Aitkin County reads peak — home values up 3.4% year over year.
  • Vacancy runs 45.9% across Aitkin County's tracked ZIPs, with a 10.8% poverty rate.
  • The typical Aitkin County home is worth about $234,183 against a ~$64,370 median income.
  • Lending headwind in Aitkin County sits at 75/100 — a forward read on distressed supply.

Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
15579816/100
25573513/100
35578313/100
45578513/100
55643112/100
65574811/100
75575210/100
85576010/100
95578710/100
105634210/100
115635010/100
125646910/100

Most distressed ZIP codes in Aitkin County (composite distress 0-100, 2026)

What is driving Aitkin County distress

DLRadar builds Aitkin County's distress picture only from records anyone can pull; its ZIPs average 12/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.

Aitkin County market phase and pricing

DLRadar places Aitkin County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.

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Frequently asked

What is the most distressed ZIP code in Aitkin County, MN?

ZIP 55798 leads Aitkin County at 16/100, recomputed monthly from public records.

Which phase does Aitkin County sit in right now?

Phase for Aitkin County: peak, tracking a 3.4% gain year over year, read off the FHFA index.

Can the Aitkin County figures be verified?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 12 ZIP codes in Aitkin County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Aitkin County ZIP codes?

One county number flattens a wide range. Across the Aitkin County ZIPs DLRadar ranks, scores run from 16/100 in 55798 down to 10/100 in 56469, against a Aitkin County average of 12/100. Those 6 points separate the ZIPs worth working in Aitkin County from the rest.

What do Aitkin County home values and vacancy say about distressed supply?

The typical Aitkin County home carries about $234,183 of value against a median household income near $64,370. Vacancy across Aitkin County's tracked ZIPs runs 45.9% and the poverty rate is 10.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Aitkin County's foreclosure and lien data and its 75/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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