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ZIP 56465 Foreclosure, Tax-Lien & Distress Report

Crow Wing County, Minnesota · High Vacancy market

ZIP code 56465 in Crow Wing County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 38/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Its standout signals are construction/permit lag (55/100), structural risk (38/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 56465 posted values that rose 2.7% over the year, and 17% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The tenure split is 95% owner-occupied to 5% rented. The typical home is worth about $372,100 (4.6× income). Rent burden reaches 16% of tenant households. About 32% have a four-year degree. 2,313 residents call 56465 home, typically aged 54. The vacancy rate is 42.1% — elevated. On demographic stress specifically, 56465 scores 30/100. The ZIP holds roughly 1,765 housing units. The poverty rate is 7.0% — low. Households earn a median $70,417 — near the roughly $78,000 national figure.

Taken together, 56465 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56465 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 56465 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 56465 shows blanks, not estimates, wherever the record is sparse.

Each component behind 56465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 56465 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

18/100
Composite stress
38/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 56465

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk78
Another 9 scored dimensions sit behind 56465

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

56465 at a glance

Current distress, phase, housing and lender-pressure figures for 56465, drawn from the same report attached to each property.

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