ZIP 56442 Property Distress & Foreclosure Data

Crow Wing County, Minnesota's ZIP 56442 registers 13/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (25/100), mortgage stress (7/100), construction/permit lag (6/100). By contrast, construction/permit lag (6/100) and institutional ownership (3/100) register low. On the structural side it scores 25/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (78/100).

The market reads peak — home values rose 3.3% year on year, and 27% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Median household income is $85,179, near the U.S. median near $78,000. Owners hold 86% of homes, renters 14%. 8.3% of residents fall below the poverty threshold. Around 41% of renters are cost-burdened. Educational attainment sits at 34% bachelor's-or-above. Home values center near $479,800, an affordability ratio of 6.3×. DLRadar's demographic-stress index for the area reads 41/100. The ZIP holds roughly 3,518 housing units. The vacancy rate is 59.0% — elevated. About 2,895 people live here, median age 60.

Net-net, 56442 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.