ZIP 56448 Property Distress & Foreclosure Data

ZIP code 56448 in Crow Wing County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (31/100), construction/permit lag (20/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (12/100) register low. The latent-versus-live split is 31/100 structural and 4/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (69/100).

The market reads peak — home values rose 3.3% year on year, and 17% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 39% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 37/100. About 412 people live here, median age 65. The ZIP holds roughly 647 housing units. Home values center near $433,900, an affordability ratio of 5.0×. The vacancy rate is 69.0% — elevated. Owners hold 99% of homes, renters 1%. Median household income is $77,917, near the U.S. median near $78,000. 14.3% of residents fall below the poverty threshold.

Net-net, 56448 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.