ZIP 56455 Foreclosure, Tax-Lien & Distress Report

ZIP 56455's composite property-distress score is 18/100 - DLRadar classes that as low for Crow Wing County, Minnesota. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 38/100, with 2/100 of stress already active. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (38/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 56455 posted values that rose 2.7% over the year, and 47% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 56455 scores 26/100. 9.4% of residents fall below the poverty threshold. At $65,962, median income runs below typical U.S. levels. The vacancy rate is 20.7% — elevated. Rent burden reaches 17% of tenant households. 77% of housing is owner-occupied. Educational attainment sits at 21% bachelor's-or-above. 1,670 residents call 56455 home, typically aged 38. There are about 820 housing units across 56455. The typical home is worth about $222,600 (3.0× income, relatively affordable).

Net-net, 56455 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 56455 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 56455 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 56455, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 56455 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 56455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.