ZIP 55785 Foreclosure, Tax-Lien & Distress Report

ZIP 55785's composite property-distress score is 13/100 - DLRadar classes that as minimal for Aitkin County, Minnesota. Property-level stress concentrates in construction/permit lag (30/100), structural risk (27/100), mortgage stress (14/100). By contrast, mortgage stress (14/100) and institutional ownership (9/100) register low. On the structural side it scores 27/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

At $59,306, median income runs below typical U.S. levels. The ZIP holds roughly 202 housing units. 347 residents call 55785 home, typically aged 52. The typical home is worth about $181,500 (3.2× income, relatively affordable). Vacancy runs 45.4%, above the national norm and a classic distress-and-opportunity signal. 94% of housing is owner-occupied. 3.5% of residents fall below the poverty threshold. Around 11% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100.

Taken together, 55785 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55785 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 55785 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55785 can be compared directly against any other ZIP in Aitkin County, Minnesota or nationwide. Sparse data for 55785 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 13/100 for 55785 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 55785 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.