ZIP 56484 Property Distress & Foreclosure Data

ZIP code 56484 in Cass County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). The latent-versus-live split is 43/100 structural and 7/100 already moving. What sets it apart are the readings on construction/permit lag (57/100), structural risk (43/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (22/100) register low.

The market reads peak — home values rose 3.3% year on year, and 23% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Median household income is $64,688, below the U.S. median near $78,000. Around 38% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 36/100. About 3,252 people live here, median age 56. Educational attainment sits at 32% bachelor's-or-above. Home values center near $311,200, an affordability ratio of 4.5×. The vacancy rate is 46.6% — elevated. Owners hold 79% of homes, renters 21%. 15.1% of residents fall below the poverty threshold. The ZIP holds roughly 2,637 housing units.

Net-net, 56484 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.