ZIP 56433 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 56433 in Hubbard County, Minnesota comes in at 13, a minimal composite-distress reading. The latent-versus-live split is 28/100 structural and 4/100 already moving. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (28/100), mortgage stress (13/100). By contrast, mortgage stress (13/100) and institutional ownership (12/100) register low.

The peak-phase market in 56433 posted values that rose 3.2% over the year, and 32% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $57,792, median income runs below typical U.S. levels. The ZIP holds roughly 1,303 housing units. On demographic stress specifically, 56433 scores 32/100. About 28% have a four-year degree. The typical home is worth about $228,500 (3.9× income, relatively affordable). 90% of housing is owner-occupied. The poverty rate is 12.0%. Population is roughly 1,554 with a median age of 56. Around 34% of renters are cost-burdened. Vacancy runs 46.3%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 56433 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 56433's 13/100 can be lined up against any neighbor in Hubbard County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 56433 reflects the current record instead of a stale or modeled snapshot.

56433's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 56433 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.