Hubbard County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hubbard County, Minnesota? DLRadar grades every Hubbard County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Hubbard County breakdown.
- Hubbard County's most distressed ZIP is 56484 at 18/100.
- 10 ZIP codes tracked in Hubbard County, averaging 13/100 distress.
- Hubbard County reads peak — home values up 3.4% year over year.
- Vacancy runs 37.4% across Hubbard County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Hubbard County home is worth about $256,890 against a ~$69,229 median income.
- Lending headwind in Hubbard County sits at 41/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56484 | 18/100 |
| 2 | 56633 | 17/100 |
| 3 | 56433 | 13/100 |
| 4 | 56601 | 13/100 |
| 5 | 56678 | 12/100 |
| 6 | 56458 | 11/100 |
| 7 | 56461 | 11/100 |
| 8 | 56467 | 11/100 |
| 9 | 56464 | 10/100 |
| 10 | 56470 | 10/100 |
Most distressed ZIP codes in Hubbard County (composite distress 0-100, 2026)
What is driving Hubbard County distress
DLRadar builds Hubbard County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Hubbard County market phase and pricing
DLRadar places Hubbard County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hubbard County
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Questions and answers
Where is distress highest inside Hubbard County, MN?
ZIP 56484 leads Hubbard County at 18/100, recomputed monthly from public records.
What stage of the price cycle is Hubbard County at?
The market phase for Hubbard County is peak, prices rising 3.4% on the year — derived from the FHFA House Price Index path.
Can the Hubbard County figures be verified?
Hubbard County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Hubbard County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Hubbard County ZIPs DLRadar ranks, scores run from 18/100 in 56484 down to 10/100 in 56470, against a Hubbard County average of 13/100. With 8 points between best and worst, county-level targeting in Hubbard County wastes effort.
What do Hubbard County home values and vacancy say about distressed supply?
The typical Hubbard County home carries about $256,890 of value against a median household income near $69,229. Vacancy across Hubbard County's tracked ZIPs runs 37.4% and the poverty rate is 12.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Hubbard County's foreclosure and tax-lien record and its 41/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.