Hometown Bank Of Corbin Inc (FDIC #35455): Bank Stress & Real-Estate Credit Exposure
Hometown Bank Of Corbin Inc (FDIC Cert #35455): bank stress 86/100, severe, STABLE over 7 days; parent HOMETOWN BANCSHARES INC.
Hometown Bank Of Corbin Inc (#35455) lends in 3 counties across 1 state; Hometown Bank Of Corbin Inc (#35455) reaches 27 ZIP codes: Kentucky 3 counties, 27 ZIPs.
Hometown Bank Of Corbin Inc (#35455) largest markets: Knox County, KY (38 branches, 19 ZIPs) (#35455), Laurel County, KY (16 branches, 8 ZIPs) (#35455), Whitley County, KY (21 branches, 7 ZIPs) (#35455).
Hometown Bank Of Corbin Inc (#35455) reports $302.3 million in total assets; Hometown Bank Of Corbin Inc (#35455) equity $20.1 million (6.7% of Hometown Bank Of Corbin Inc (#35455) assets); Hometown Bank Of Corbin Inc (#35455) domestic deposits $268.1 million; Hometown Bank Of Corbin Inc (#35455) net income $1.2 million; Hometown Bank Of Corbin Inc (#35455) return on assets 0.78%; Hometown Bank Of Corbin Inc (#35455) return on equity 11.76%; Hometown Bank Of Corbin Inc (#35455) net interest income $5.3 million; Hometown Bank Of Corbin Inc (#35455) call report June 30, 2026.
Hometown Bank Of Corbin Inc (#35455) noncurrent real-estate loans: none reported; Hometown Bank Of Corbin Inc (#35455) net charge-offs on real estate 0.58%; Hometown Bank Of Corbin Inc (#35455) residential charge-offs 1.18%.
Hometown Bank Of Corbin Inc (#35455) net interest margin 3.76% against an eight-quarter Hometown Bank Of Corbin Inc (#35455) average of 3.33% (Hometown Bank Of Corbin Inc (#35455) compression -0.43 points); Hometown Bank Of Corbin Inc (#35455) non-residential real estate 118.3% of equity; Hometown Bank Of Corbin Inc (#35455) rate-exposure score 40/100, Hometown Bank Of Corbin Inc (#35455) fixed-rate trap 40/100; Hometown Bank Of Corbin Inc (#35455) risk type credit driven; Hometown Bank Of Corbin Inc (#35455) rate regime rates elevated, Hometown Bank Of Corbin Inc (#35455) snapshot October 19, 2026.
Hometown Bank Of Corbin Inc (#35455) stress score moved from 85.3 on June 22, 2026 to 85.6 on October 19, 2026; Hometown Bank Of Corbin Inc (#35455) ranged 85.3 to 85.6 over 116 snapshots.
Hometown Bank Of Corbin Inc (#35455) alerts: 3 counties; top Hometown Bank Of Corbin Inc (#35455) alert scores: Corbin County, KY 28 (low); London County, KY 28 (low); Williamsburg County, KY 28 (low).