First Federal Savings Bank (FDIC #29056): Bank Stress & Real-Estate Credit Exposure
First Federal Savings Bank (FDIC Cert #29056): bank stress 85/100, severe, STABLE over 7 days; parent FIRST BCORP OF INDIANA INC.
First Federal Savings Bank (#29056) lends in 6 counties across 2 states; First Federal Savings Bank (#29056) reaches 49 ZIP codes: Indiana 5 counties, 41 ZIPs; Kentucky 1 county, 8 ZIPs.
First Federal Savings Bank (#29056) largest markets: Warrick County, IN (12 branches, 12 ZIPs) (#29056), Pike County, IN (11 branches, 11 ZIPs) (#29056), Vanderburgh County, IN (55 branches, 11 ZIPs) (#29056), Henderson County, KY (8 branches, 8 ZIPs) (#29056), Daviess County, IN (7 branches, 7 ZIPs) (#29056), Posey County, IN (7 branches, 7 ZIPs) (#29056).
First Federal Savings Bank (#29056) reports $575.6 million in total assets; First Federal Savings Bank (#29056) equity $53.9 million (9.4% of First Federal Savings Bank (#29056) assets); First Federal Savings Bank (#29056) domestic deposits $472.8 million; First Federal Savings Bank (#29056) net income $1.1 million; First Federal Savings Bank (#29056) return on assets 0.37%; First Federal Savings Bank (#29056) return on equity 4.05%; First Federal Savings Bank (#29056) net interest income $8.5 million; First Federal Savings Bank (#29056) call report June 30, 2026.
First Federal Savings Bank (#29056) noncurrent real-estate loans: none reported; First Federal Savings Bank (#29056) net charge-offs on real estate 0.28%.
First Federal Savings Bank (#29056) net interest margin 3.19% against an eight-quarter First Federal Savings Bank (#29056) average of 2.88% (First Federal Savings Bank (#29056) compression -0.31 points); First Federal Savings Bank (#29056) rate-exposure score 40/100, First Federal Savings Bank (#29056) fixed-rate trap 40/100; First Federal Savings Bank (#29056) risk type credit driven; First Federal Savings Bank (#29056) rate regime rates elevated, First Federal Savings Bank (#29056) snapshot October 19, 2026.
First Federal Savings Bank (#29056) stress score moved from 86.3 on June 22, 2026 to 85.3 on October 20, 2026; First Federal Savings Bank (#29056) ranged 85.3 to 86.3 over 117 snapshots.
First Federal Savings Bank (#29056) alerts: 5 counties; top First Federal Savings Bank (#29056) alert scores: Washington County, IN 45 (moderate); Evansville County, IN 27 (low); Henderson County, IN 27 (low); Newburgh County, IN 27 (low); Petersburg County, IN 27 (low).