Bedford Loan&Deposit Bank (FDIC #11355): Bank Stress & Real-Estate Credit Exposure

Bedford Loan&Deposit Bank (FDIC Cert #11355): bank stress 63/100, elevated, STABLE over 7 days; parent MEADE BCORP INC.

Bedford Loan&Deposit Bank (#11355) lends in 3 counties across 1 state; Bedford Loan&Deposit Bank (#11355) reaches 24 ZIP codes: Kentucky 3 counties, 24 ZIPs.

Bedford Loan&Deposit Bank (#11355) largest markets: Henry County, KY (13 branches, 13 ZIPs) (#11355), Oldham County, KY (11 branches, 11 ZIPs) (#11355), Trimble County, KY (5 branches, 5 ZIPs) (#11355).

Bedford Loan&Deposit Bank (#11355) reports $121.8 million in total assets; Bedford Loan&Deposit Bank (#11355) equity $15.8 million (13.0% of Bedford Loan&Deposit Bank (#11355) assets); Bedford Loan&Deposit Bank (#11355) domestic deposits $103.5 million; Bedford Loan&Deposit Bank (#11355) net income $519,000; Bedford Loan&Deposit Bank (#11355) return on assets 0.87%; Bedford Loan&Deposit Bank (#11355) return on equity 6.63%; Bedford Loan&Deposit Bank (#11355) net interest income $2.3 million; Bedford Loan&Deposit Bank (#11355) call report June 30, 2026.

Bedford Loan&Deposit Bank (#11355) noncurrent real-estate loans 0.36% of its book; Bedford Loan&Deposit Bank (#11355) net charge-offs on real estate 0.99%.

Bedford Loan&Deposit Bank (#11355) net interest margin 4.09% against an eight-quarter Bedford Loan&Deposit Bank (#11355) average of 3.76% (Bedford Loan&Deposit Bank (#11355) compression -0.33 points); Bedford Loan&Deposit Bank (#11355) real-estate loans 36.0% of equity; Bedford Loan&Deposit Bank (#11355) rate-exposure score 40/100, Bedford Loan&Deposit Bank (#11355) fixed-rate trap 40/100; Bedford Loan&Deposit Bank (#11355) risk type credit driven; Bedford Loan&Deposit Bank (#11355) rate regime rates elevated, Bedford Loan&Deposit Bank (#11355) snapshot October 19, 2026.

Bedford Loan&Deposit Bank (#11355) stress score moved from 63.1 on June 22, 2026 to 62.7 on October 19, 2026; Bedford Loan&Deposit Bank (#11355) ranged 62.7 to 63.1 over 116 snapshots.

Bedford Loan&Deposit Bank (#11355) alerts: 3 counties; top Bedford Loan&Deposit Bank (#11355) alert scores: Pendleton County, KY 45 (moderate); Bedford County, KY 21 (low); La Grange County, KY 21 (low).