Banterra Bank (FDIC #17514): Bank Stress & Real-Estate Credit Exposure
Banterra Bank (FDIC Cert #17514): bank stress 83/100, severe, STABLE over 7 days; parent BANTERRA CORP.
Banterra Bank (#17514) lends in 20 counties across 6 states; Banterra Bank (#17514) reaches 353 ZIP codes: Illinois 13 counties, 118 ZIPs; Missouri 2 counties, 25 ZIPs; Indiana 2 counties, 21 ZIPs; Arizona 1 county, 140 ZIPs; Utah 1 county, 42 ZIPs; Kentucky 1 county, 7 ZIPs.
Banterra Bank (#17514) largest markets: Maricopa County, AZ (560 branches, 140 ZIPs) (#17514), Salt Lake County, UT (42 branches, 42 ZIPs) (#17514), Williamson County, IL (198 branches, 22 ZIPs) (#17514), Jackson County, IL (22 branches, 22 ZIPs) (#17514), Cape Girardeau County, MO (19 branches, 19 ZIPs) (#17514), Franklin County, IL (38 branches, 19 ZIPs) (#17514).
Banterra Bank (#17514) reports $3.36 billion in total assets; Banterra Bank (#17514) equity $226.0 million (6.7% of Banterra Bank (#17514) assets); Banterra Bank (#17514) domestic deposits $3.01 billion; Banterra Bank (#17514) net income $15.1 million; Banterra Bank (#17514) return on assets 0.91%; Banterra Bank (#17514) return on equity 13.79%; Banterra Bank (#17514) net interest income $52.5 million; Banterra Bank (#17514) call report June 30, 2026.
Banterra Bank (#17514) noncurrent real-estate loans: none reported; Banterra Bank (#17514) net charge-offs on real estate 0.33%; Banterra Bank (#17514) residential charge-offs 0.12%.
Banterra Bank (#17514) net interest margin 3.35% against an eight-quarter Banterra Bank (#17514) average of 2.98% (Banterra Bank (#17514) compression -0.37 points); Banterra Bank (#17514) real-estate loans 0.1% of equity; Banterra Bank (#17514) non-residential real estate 12.5% of equity; Banterra Bank (#17514) rate-exposure score 40/100, Banterra Bank (#17514) fixed-rate trap 40/100; Banterra Bank (#17514) risk type credit driven; Banterra Bank (#17514) rate regime rates elevated, Banterra Bank (#17514) snapshot October 20, 2026.
Banterra Bank (#17514) stress score moved from 83.5 on June 22, 2026 to 82.9 on October 20, 2026; Banterra Bank (#17514) ranged 82.9 to 83.5 over 117 snapshots.
Banterra Bank (#17514) alerts: 20 counties; top Banterra Bank (#17514) alert scores: Marion County, IL 54 (elevated); Cape Girardeau County, IL 29 (low); Carbondale County, IL 29 (low); Du Quoin County, IL 29 (low); East Prairie County, IL 29 (low).