Coastal Carolina Nb (FDIC #58864): Bank Stress & Real-Estate Credit Exposure
Coastal Carolina Nb (FDIC Cert #58864): bank stress 73/100, elevated, STABLE over 7 days; parent COASTAL CAROLINA BANCSHARES.
Coastal Carolina Nb (#58864) lends in 7 counties across 2 states; Coastal Carolina Nb (#58864) reaches 157 ZIP codes: South Carolina 6 counties, 143 ZIPs; North Carolina 1 county, 14 ZIPs.
Coastal Carolina Nb (#58864) largest markets: Spartanburg County, SC (34 branches, 34 ZIPs) (#58864), Greenville County, SC (27 branches, 27 ZIPs) (#58864), Richland County, SC (25 branches, 25 ZIPs) (#58864), Orangeburg County, SC (24 branches, 24 ZIPs) (#58864), Aiken County, SC (23 branches, 23 ZIPs) (#58864), Horry County, SC (64 branches, 16 ZIPs) (#58864).
Coastal Carolina Nb (#58864) reports $1.35 billion in total assets; Coastal Carolina Nb (#58864) equity $122.3 million (9.1% of Coastal Carolina Nb (#58864) assets); Coastal Carolina Nb (#58864) domestic deposits $1.22 billion; Coastal Carolina Nb (#58864) net income $6.8 million; Coastal Carolina Nb (#58864) return on assets 1.05%; Coastal Carolina Nb (#58864) return on equity 11.48%; Coastal Carolina Nb (#58864) net interest income $22.4 million; Coastal Carolina Nb (#58864) call report June 30, 2026.
Coastal Carolina Nb (#58864) noncurrent real-estate loans: none reported; Coastal Carolina Nb (#58864) net charge-offs on real estate 0.00%.
Coastal Carolina Nb (#58864) net interest margin 3.60% against an eight-quarter Coastal Carolina Nb (#58864) average of 3.48% (Coastal Carolina Nb (#58864) compression -0.13 points); Coastal Carolina Nb (#58864) rate-exposure score 40/100, Coastal Carolina Nb (#58864) fixed-rate trap 40/100; Coastal Carolina Nb (#58864) risk type credit driven; Coastal Carolina Nb (#58864) rate regime rates elevated, Coastal Carolina Nb (#58864) snapshot October 19, 2026.
Coastal Carolina Nb (#58864) stress score moved from 69.1 on June 22, 2026 to 72.9 on October 20, 2026; Coastal Carolina Nb (#58864) ranged 69.1 to 72.9 over 117 snapshots.
Coastal Carolina Nb (#58864) alerts: 7 counties; top Coastal Carolina Nb (#58864) alert scores: Aiken County, SC 48 (moderate); Greenville County, SC 42 (moderate); Spartanburg County, SC 41 (moderate); Orangeburg County, SC 36 (moderate); Columbia County, SC 25 (low).