Coastal Carolina Nb: Bank Stress & Real-Estate Credit Exposure

Bank stress at Coastal Carolina Nb (FDIC Cert #58864) registers 73/100 on DLRadar's scale — a elevated reading. DLRadar builds the reading from the institution's federal call-report filings (capital, credit quality, earnings, real-estate exposure) and weights it by the markets it finances.

County by county, that footprint includes Spartanburg County, SC, Greenville County, SC, Richland County, SC, Orangeburg County, SC, among others DLRadar tracks parcel by parcel. Because Coastal Carolina Nb is held under Coastal Carolina Bancshares, its financials are open to scrutiny and its trend can be independently checked. The combination of a elevated reading and a compact footprint is what makes Coastal Carolina Nb worth watching as a supply signal. DLRadar does not model Coastal Carolina Nb in isolation: the 157-ZIP footprint is cross-referenced against foreclosure filings, tax-lien activity and ownership churn in each of those 7 counties, so a shift in the bank's elevated posture can be read directly against on-the-ground distress. DLRadar maps Coastal Carolina Nb into 7 counties (157 ZIP codes) across 2 states — a compact, regionally concentrated lending base. It concentrates most in South Carolina (6 counties), North Carolina (1 county). No bank is too small to score the same way: Coastal Carolina Nb runs through the identical FDIC-based model as the largest lenders, refreshed each filing cycle, so its 7-county, 157-ZIP profile means exactly what it would for any institution nationwide. What separates this from a plain credit rating is the geographic weighting — Coastal Carolina Nb's 73/100 reading reflects not just its balance sheet but the 7 counties it lends into, so the score doubles as a map of where its stress will land first. Seven-day momentum reads stable. Momentum matters as much as the level — a rising score means the lenders behind a market are tightening, and financing tends to seize up before distress reaches listings.

Why a bank's stress matters for acquisitions: local lending capacity drives transactions. When Coastal Carolina Nb tightens in a county it footprints, refinances stall, construction lending pulls back, and owners who cannot roll their debt slide toward delinquency, foreclosure and forced sale. Watching lender stress is therefore an upstream, leading signal of where distressed inventory surfaces next.

DLRadar scores every FDIC-insured bank this way and links each lender to parcel-level foreclosure, tax-lien and ownership signals in the markets it serves. That lets you move ahead of the market, with each number sourced from public federal filings.