Movement Bank (FDIC #9502): Bank Stress & Real-Estate Credit Exposure

Movement Bank (FDIC Cert #9502): bank stress 67/100, elevated, STABLE over 7 days.

Movement Bank (#9502) lends in 4 counties across 3 states; Movement Bank (#9502) reaches 51 ZIP codes: North Carolina 2 counties, 44 ZIPs; South Carolina 1 county, 5 ZIPs; Virginia 1 county, 2 ZIPs.

Movement Bank (#9502) largest markets: Randolph County, NC (24 branches, 24 ZIPs) (#9502), Buncombe County, NC (20 branches, 20 ZIPs) (#9502), Lancaster County, SC (5 branches, 5 ZIPs) (#9502), Danville County, VA (2 branches, 2 ZIPs) (#9502).

Movement Bank (#9502) reports $165.5 million in total assets; Movement Bank (#9502) equity $18.4 million (11.1% of Movement Bank (#9502) assets); Movement Bank (#9502) domestic deposits $145.6 million; Movement Bank (#9502) net income $771,000; Movement Bank (#9502) return on assets 0.96%; Movement Bank (#9502) return on equity 8.55%; Movement Bank (#9502) net interest income $2.8 million; Movement Bank (#9502) call report June 30, 2026.

Movement Bank (#9502) noncurrent real-estate loans: none reported; Movement Bank (#9502) residential -0.02%; Movement Bank (#9502) net charge-offs on real estate 0.06%.

Movement Bank (#9502) net interest margin 3.67% against an eight-quarter Movement Bank (#9502) average of 3.37% (Movement Bank (#9502) compression -0.31 points); Movement Bank (#9502) rate-exposure score 40/100, Movement Bank (#9502) fixed-rate trap 40/100; Movement Bank (#9502) risk type credit driven; Movement Bank (#9502) rate regime rates elevated, Movement Bank (#9502) snapshot October 19, 2026.

Movement Bank (#9502) stress score moved from 73 on June 22, 2026 to 67.4 on October 19, 2026; Movement Bank (#9502) ranged 67.4 to 73 over 116 snapshots.

Movement Bank (#9502) alerts: 4 counties; top Movement Bank (#9502) alert scores: Danville County, VA 47 (moderate); Arden County, VA 22 (low); Fort Mill County, VA 22 (low); Randleman County, VA 22 (low).