Commercial Bank (FDIC #14642): Bank Stress & Real-Estate Credit Exposure
Commercial Bank (FDIC Cert #14642): bank stress 81/100, severe, STABLE over 7 days; parent COMMERCIAL BANK SHARES INC.
Commercial Bank (#14642) lends in 4 counties across 1 state; Commercial Bank (#14642) reaches 54 ZIP codes: South Carolina 4 counties, 54 ZIPs.
Commercial Bank (#14642) largest markets: Greenville County, SC (27 branches, 27 ZIPs) (#14642), Anderson County, SC (57 branches, 19 ZIPs) (#14642), Abbeville County, SC (26 branches, 13 ZIPs) (#14642), Greenwood County, SC (18 branches, 9 ZIPs) (#14642).
Commercial Bank (#14642) reports $284.2 million in total assets; Commercial Bank (#14642) equity $23.3 million (8.2% of Commercial Bank (#14642) assets); Commercial Bank (#14642) domestic deposits $251.4 million; Commercial Bank (#14642) net income $1.1 million; Commercial Bank (#14642) return on assets 0.77%; Commercial Bank (#14642) return on equity 9.47%; Commercial Bank (#14642) net interest income $3.9 million; Commercial Bank (#14642) call report June 30, 2026.
Commercial Bank (#14642) noncurrent real-estate loans: none reported; Commercial Bank (#14642) net charge-offs on real estate 0.86%.
Commercial Bank (#14642) net interest margin 3.00% against an eight-quarter Commercial Bank (#14642) average of 2.96% (Commercial Bank (#14642) compression -0.04 points); Commercial Bank (#14642) rate-exposure score 40/100, Commercial Bank (#14642) fixed-rate trap 40/100; Commercial Bank (#14642) risk type credit driven; Commercial Bank (#14642) rate regime rates elevated, Commercial Bank (#14642) snapshot October 19, 2026.
Commercial Bank (#14642) stress score moved from 82.9 on June 22, 2026 to 81.4 on October 20, 2026; Commercial Bank (#14642) ranged 81.4 to 82.9 over 117 snapshots.
Commercial Bank (#14642) alerts: 4 counties; top Commercial Bank (#14642) alert scores: Due West County, SC 27 (low); Honea Path County, SC 27 (low); Piedmont County, SC 27 (low); Ware Shoals County, SC 27 (low).