Fulton Bank National Assn (FDIC #7551): Bank Stress & Real-Estate Credit Exposure
Fulton Bank National Assn (FDIC Cert #7551): bank stress 61/100, elevated, STABLE over 7 days; parent FULTON FINANCIAL CORP (FULT).
Fulton Bank National Assn (#7551) lends in 52 counties across 5 states; Fulton Bank National Assn (#7551) reaches 1,500 ZIP codes: Pennsylvania 20 counties, 655 ZIPs; New Jersey 14 counties, 406 ZIPs; Maryland 9 counties, 280 ZIPs; Virginia 7 counties, 104 ZIPs; Delaware 2 counties, 56 ZIPs.
Fulton Bank National Assn (#7551) largest markets: Montgomery County, PA (355 branches, 71 ZIPs) (#7551), Berks County, PA (448 branches, 64 ZIPs) (#7551), Lancaster County, PA (1,220 branches, 61 ZIPs) (#7551), Bucks County, PA (360 branches, 60 ZIPs) (#7551), Schuylkill County, PA (59 branches, 59 ZIPs) (#7551), Morris County, NJ (174 branches, 58 ZIPs) (#7551).
Fulton Bank National Assn (#7551) reports $32.56 billion in total assets; Fulton Bank National Assn (#7551) equity $3.58 billion (11.0% of Fulton Bank National Assn (#7551) assets); Fulton Bank National Assn (#7551) domestic deposits $27.42 billion; Fulton Bank National Assn (#7551) net income $210.1 million; Fulton Bank National Assn (#7551) return on assets 1.30%; Fulton Bank National Assn (#7551) return on equity 11.84%; Fulton Bank National Assn (#7551) net interest income $539.5 million; Fulton Bank National Assn (#7551) call report June 30, 2026.
Fulton Bank National Assn (#7551) noncurrent real-estate loans 0.08% of its book; Fulton Bank National Assn (#7551) multifamily 0.24%; Fulton Bank National Assn (#7551) residential 0.17%; Fulton Bank National Assn (#7551) net charge-offs on real estate 0.78%; Fulton Bank National Assn (#7551) commercial charge-offs 0.11%; Fulton Bank National Assn (#7551) multifamily charge-offs 0.96%; Fulton Bank National Assn (#7551) residential charge-offs 0.77%.
Fulton Bank National Assn (#7551) net interest margin 3.64% against an eight-quarter Fulton Bank National Assn (#7551) average of 3.56% (Fulton Bank National Assn (#7551) compression -0.08 points); Fulton Bank National Assn (#7551) real-estate loans 8.5% of equity; Fulton Bank National Assn (#7551) commercial real estate 10.8% of equity; Fulton Bank National Assn (#7551) non-residential real estate 77.3% of equity; Fulton Bank National Assn (#7551) rate-exposure score 41/100, Fulton Bank National Assn (#7551) fixed-rate trap 41/100; Fulton Bank National Assn (#7551) risk type credit driven; Fulton Bank National Assn (#7551) rate regime rates elevated; Fulton Bank National Assn (#7551) shares 10.3% below the 52-week high, Fulton Bank National Assn (#7551) equity trend weakening, Fulton Bank National Assn (#7551) snapshot October 19, 2026.
Fulton Bank National Assn (#7551) stress score moved from 60.6 on June 22, 2026 to 60.9 on October 19, 2026; Fulton Bank National Assn (#7551) ranged 60.6 to 60.9 over 116 snapshots.
Fulton Bank National Assn (#7551) alerts: 40 counties; top Fulton Bank National Assn (#7551) alert scores: Philadelphia County, PA 36 (moderate); Warren County, PA 36 (moderate); York County, PA 30 (low); Baltimore County, PA 21 (low); Bloomsburg County, PA 21 (low).