Chester County, PA: Foreclosures, Tax Liens & Distressed Properties

Chester County, PA, Pennsylvania: 46 ZIP codes scored, Chester County, PA averaging 26/100 (low, Chester, PA), from 25 to 29. Chester County, PA is in its peak phase (Chester, PA confidence 28/100): Chester, PA home prices up 4.2% (Chester, PA) over twelve months. Chester County, PA lender headwind: 41/100.

Highest-scoring Chester County, PA ZIPs: 17527 (29/100), 17555 (29/100), 19342 (28/100), 19362 (28/100), 19373 (28/100), 19073 (27/100). Also scored in Chester County, PA: 19310, 19317, 19319, 19344, 19363, 19087, 19301, 19311, 19312, 19316.

Across Chester County, PA's scored ZIPs: median home value $496,187, household income $128,366, 3.2% vacancy, 9.2% poverty, 76% owner-occupied, median age 40.3.

Chester County, PA insurance distress 29/100 (#1,635 in the US); FEMA hazard 0/100 for Chester, PA; 15 Chester, PA NFIP flood claims, $501K paid; Chester, PA construction distress 64/100.

29 banks with 132 branches lend in Chester County, PA; Chester, PA weighted bank stress 62/100, highest 77/100 in Chester, PA.

Chester County, PA unemployment 3.3% (Chester, PA -0.1 pts, six months); 1,333 new housing units permitted in Chester County, PA over twelve months, Chester, PA down 14% from 1,544; Chester, PA home prices +10.0% a year (Chester, PA) over three years.

212,491 housing units in Chester County, PA; 50,711 Chester, PA renter households; 45% of Chester, PA renters spend 30%+ of income on rent, 21% (Chester, PA) half or more.

Chester County, PA ranks #2,971 nationally on the opportunity index (Chester, PA, among all ranked counties); Chester, PA scores 23.4/100 and Chester, PA sits #63 inside Pennsylvania. Chester, PA is in the weak opportunity phase; Chester, PA's primary driver is construction, Chester, PA second driver bank institutional; Chester, PA moved up 58 places. 74 short-sale listings across Chester, PA; 62 days on market observed in Chester, PA; 3.8% vacancy over 46 Chester, PA ZIPs.

0.4% of Chester County, PA mortgages were ninety-plus days late in December 2025; Chester, PA's thirty-to-eighty-nine-day share was 1.4% (CFPB county sample). Chester, PA's ninety-day rate is unchanged on twelve months earlier; the Chester, PA peak since 2008 was 2.0% in December 2009; Pennsylvania overall reads 1.0%.

Chester County, PA has 14 watched banks; 14 Chester, PA banks sit in an elevated band. Chester, PA footprints: S&T Bank (11 branches, stress 48) in Chester, PA; Fulton Bank National Assn (8 branches, stress 61) in Chester, PA; Phoenixville Federal B&T (4 branches, stress 69) in Chester, PA.

HUD lists 13 assisted multifamily properties in Chester County, PA with 1,083 units; 661 Chester, PA units are assisted, 3 Chester, PA properties under project-based Section 8.

7,717 of the 212,491 housing units in Chester, PA sit vacant. Chester County, PA permitted 331 multifamily units in twelve months; Chester, PA's one-to-four unit structures added 1,002 units in Chester County, PA.