ZIP 19365 Foreclosure, Tax-Lien & Distress Report

Chester County, Pennsylvania's ZIP 19365 registers 27/100 composite distress, which DLRadar reads as low. The split runs 63/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The peak-phase market in 19365 posted values that rose 4.2% over the year, and 19% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 74% owner-occupied to 26% rented. Households earn a median $92,137 — above the roughly $78,000 national figure. Home values center near $339,500, an affordability ratio of 3.3× — accessible. Around 52% of renters are cost-burdened. The ZIP holds roughly 2,894 housing units. About 30% have a four-year degree. 7,477 residents call 19365 home, typically aged 34. 10.5% of residents fall below the poverty threshold. Vacancy runs 2.4%. DLRadar's demographic-stress index for the area reads 30/100.

Overall, 19365 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 19365 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 19365 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Chester County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 19365 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 19365 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 19365 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.