ZIP 19365 Property Distress & Foreclosure Data

Composite property distress in 19365 (Chester County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 60/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are construction/permit lag (61/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The expansion-phase market in 19365 posted values that rose 5.5% over the year, and 19% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 74% owner-occupied to 26% rented. Households earn a median $92,137 — above the roughly $78,000 national figure. A median home runs $339,500 here, or 3.3 times local income. Rent burden reaches 52% of tenant households. There are about 2,894 housing units across 19365. About 30% have a four-year degree. Population is roughly 7,477 with a median age of 34. Roughly 10.5% live below the poverty line. Vacancy runs 2.4%. On demographic stress specifically, 19365 scores 30/100.

On balance 19365 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.