ZIP 19301 Foreclosure, Tax-Lien & Distress Report

ZIP code 19301 in Chester County, Pennsylvania carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Its heaviest discrete signals: construction/permit lag (73/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The peak-phase market in 19301 posted values that rose 4.2% over the year, and 21% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 8,319 with a median age of 47. Home values center near $550,100, an affordability ratio of 3.4× — accessible. Educational attainment sits at 75% bachelor's-or-above. The ZIP holds roughly 3,090 housing units. 82% of housing is owner-occupied. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $157,500 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 25/100. Vacancy runs 4.2%. Rent burden reaches 56% of tenant households.

Net-net, 19301 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 19301 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 19301 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 19301, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 figure for 19301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 19301 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.