ZIP 19312 Property Distress & Foreclosure Data

ZIP code 19312 in Chester County, Pennsylvania carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on construction/permit lag (61/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structural exposure scores 60 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 23% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

11,901 residents call 19312 home, typically aged 46. The typical home is worth about $855,000 (4.0× income). 85% of housing is owner-occupied. At $199,107, median income runs above typical U.S. levels. Around 76% of adults hold a bachelor's degree or higher. Vacancy runs 3.0%. There are about 4,737 housing units across 19312. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 25/100. The poverty rate is 7.6%.

Overall, 19312 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.