ZIP 19320 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 19320 (Chester County, Pennsylvania) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Structural risk reads 63/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (63/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $88,852, median income runs above typical U.S. levels. Roughly 10.0% live below the poverty line. Population is roughly 55,671 with a median age of 41. DLRadar's demographic-stress index for the area reads 30/100. Rent burden reaches 45% of tenant households. Owners hold 73% of homes, renters 27%. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 21,602 housing units. The vacancy rate is 5.5%. The typical home is worth about $330,100 (3.4× income, relatively affordable).

On balance 19320 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 19320 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 19320 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Chester County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 19320 reflects the current record instead of a stale or modeled snapshot.

The 27/100 figure for 19320 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 19320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.