ZIP 19344 Foreclosure, Tax-Lien & Distress Report

ZIP code 19344 in Chester County, Pennsylvania carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (85/100). The split runs 61/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (64/100), structural risk (61/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.3% year on year, and 36% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 19344 scores 29/100. Roughly 9.0% live below the poverty line. Home values center near $321,100, an affordability ratio of 3.6× — accessible. The vacancy rate is 3.0%. Around 41% of renters are cost-burdened. About 28% have a four-year degree. Owners hold 78% of homes, renters 22%. Population is roughly 12,910 with a median age of 41. Households earn a median $84,164 — near the roughly $78,000 national figure. There are about 4,779 housing units across 19344.

Net-net, 19344 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19344 at the moment; the composite and its components are still built from verifiable records.

The 19344 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 19344 stays directly comparable to neighboring ZIPs and the rest of Chester County, Pennsylvania. Where the record is thin for 19344, the field stays empty rather than modeled, and fills in as new documents post.

19344's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 19344 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.