ZIP 19355 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 19355 (Chester County, Pennsylvania) lands at 26/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: construction/permit lag (64/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (85/100). Latent structural risk is 60/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $162,917 — above the roughly $78,000 national figure. Home values center near $692,300, an affordability ratio of 4.1×. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 30% of tenant households. Owners hold 72% of homes, renters 28%. The ZIP holds roughly 12,075 housing units. On demographic stress specifically, 19355 scores 24/100. Population is roughly 28,650 with a median age of 41. Around 73% of adults hold a bachelor's degree or higher. Vacancy runs 4.9%.

On balance 19355 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 19355 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 19355 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. 19355 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

19355's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 19355 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.