ZIP 19520 Property Distress & Foreclosure Data

In Chester County, Pennsylvania, ZIP 19520 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. Its standout signals are structural risk (59/100), construction/permit lag (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.2% year on year, and 10% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $98,882, above the U.S. median near $78,000. 3.6% of residents fall below the poverty threshold. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 2,557 housing units. Around 19% of renters are cost-burdened. The vacancy rate is 2.3%. DLRadar's demographic-stress index for the area reads 25/100. About 6,324 people live here, median age 49. Educational attainment sits at 36% bachelor's-or-above. Home values center near $417,200, an affordability ratio of 4.1×.

Net-net, 19520 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.