ZIP 19520 Foreclosure, Tax-Lien & Distress Report

Chester County, Pennsylvania's ZIP 19520 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). On the structural side it scores 61/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (66/100), structural risk (61/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 19520 posted values that rose 4.3% over the year, and 10% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $98,882, above the U.S. median near $78,000. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. Owners hold 82% of homes, renters 18%. The ZIP holds roughly 2,557 housing units. Around 19% of renters are cost-burdened. The vacancy rate is 2.3%. The demographic-stress sub-score lands at 25/100. About 6,324 people live here, median age 49. Around 36% of adults hold a bachelor's degree or higher. A median home runs $417,200 here, or 4.1 times local income.

On balance 19520 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 19520 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 19520 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Chester County, Pennsylvania and the nation. Sparse data for 19520 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 figure for 19520 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 19520 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.