ZIP 19518 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19518 (Berks County, Pennsylvania) returns a low composite of 20/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). The sharpest non-environmental signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The split runs 45/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 4.4% year on year, and 23% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

16,793 residents call 19518 home, typically aged 42. The ZIP holds roughly 6,382 housing units. The vacancy rate is 4.6%. 86% of housing is owner-occupied. About 39% have a four-year degree. At $114,954, median income runs above typical U.S. levels. The poverty rate is 9.5%. On demographic stress specifically, 19518 scores 24/100. The typical home is worth about $354,700 (2.9× income, relatively affordable). Rent burden reaches 27% of tenant households.

Broadly, 19518 is a steadier market — the deals are the exceptions, not the rule. 19518 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 19518's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 19518, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 19518's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 19518 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.