Berks County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Berks County, PA distress report, 2026: 64 ZIPs scored in Berks, PA, Berks, PA average 21/100; the top Berks, PA ZIP is 17555 at 29/100; Berks, PA market phase peak, Berks, PA prices +4.4% year over year.
- Berks, PA ranks #3,019 nationally (opportunity index); Berks, PA #65 in Pennsylvania; Berks, PA index 23.0.
- Berks, PA ninety-day mortgage delinquency 1.0% in December 2025; Berks, PA twelve-month change +0.2%.
- Berks, PA ZIP phases: 61 peak, 3 expansion.
- Berks, PA residential listings tracked: 79 across 51 ZIPs; Berks, PA candidate listings 25.
- Berks, PA HUD assisted properties: 7 with 411 units.
- Berks, PA lenders on watch: 8; largest Berks, PA footprint Fleetwood Bank (7 branches).
- Berks, PA most distressed ZIP: 17555 at 29/100.
Berks, PA figures: DLRadar distress index; Berks, PA inputs: CFPB, FHFA, HUD, FDIC; Berks, PA rebuilt as sources refresh.
| Rank | Berks, PA ZIP | Score |
|---|---|---|
| 1 | 17555 | 29/100 |
| 2 | 19501 | 29/100 |
| 3 | 17569 | 28/100 |
| 4 | 19520 | 26/100 |
| 5 | 18041 | 25/100 |
| 6 | 19464 | 25/100 |
| 7 | 19525 | 25/100 |
| 8 | 19543 | 25/100 |
| 9 | 18031 | 24/100 |
| 10 | 18070 | 24/100 |
| 11 | 18092 | 24/100 |
| 12 | 18062 | 23/100 |
Most distressed Berks, PA ZIPs (0-100, 2026)
Mortgage delinquency in Berks, PA
1.0% of Berks, PA mortgages were ninety-plus days late (Berks, PA, December 2025); Berks, PA thirty-to-eighty-nine days late: 2.4%; Berks, PA twelve-month change +0.2%; Berks, PA peak since 2008: 3.7% (January 2013); Pennsylvania overall 1.0%. Berks, PA ninety-day series: Dec 24 0.8, Jan 25 0.9, Feb 25 0.8 (Berks, PA), Mar 25 0.8, Apr 25 0.8, May 25 0.6 (Berks, PA), Jun 25 0.6, Jul 25 0.7, Aug 25 0.8 (Berks, PA), Sep 25 0.8, Oct 25 1.0, Nov 25 1.0 (Berks, PA), Dec 25 1.0.
Opportunity index: Berks, PA
Berks, PA index 23.0, Berks, PA phase weak; Berks, PA primary driver bank institutional, Berks, PA second driver listings discount. Berks, PA components: property stress 8.9, foreclosure pressure 6.1, listing discounts 30.5, bank stress 59.6, insurance 0.0; Berks, PA pulse 23.6; Berks, PA capital opportunity 22.1.
ZIP market phases inside Berks, PA
64 Berks, PA ZIPs carry a price-cycle phase; Berks, PA ZIPs by phase (Berks, PA), deepest drawdown first: peak, +1.3% YoY, 2.6% off peak (Berks, PA): 17026; peak, +1.9% YoY, 2.1% off peak (Berks, PA): 17067; peak, +3.3% YoY, 0.9% off peak (Berks, PA): 17087; peak, +3.8% YoY, 0.5% off peak (Berks, PA): 19551; expansion, +5.8% YoY (Berks, PA): 17555, 19501; expansion, +5.5% YoY (Berks, PA): 17569; peak, +4.5% YoY (Berks, PA): 18011; peak, +4.7% YoY (Berks, PA): 18031, 18092; peak, +4.4% YoY (Berks, PA): 18041, 18056, 19503; peak, +4.6% YoY (Berks, PA): 18062; peak, +4.3% YoY (Berks, PA): 18070; peak, +4.2% YoY (Berks, PA): 19464.
Residential listings by Berks, PA ZIP
Berks, PA ZIPs with the most tracked Berks, PA residential listings: 19508 10 listings, 5 candidates, bank pressure 64; 19606 10 listings, 6 candidates, bank pressure 64; 19607 6 listings, 3 candidates, bank pressure 64; 19504 5 listings, 2 candidates, bank pressure 60 (Berks, PA); 19605 5 listings, 0 candidates, bank pressure 64; 19539 4 listings, 0 candidates, bank pressure 64; 19604 4 listings, 0 candidates, bank pressure 64; 19609 4 listings, 1 candidates, bank pressure 64. Berks, PA totals: 79 listings; Berks, PA candidates 25; active ZIPs 26.
HUD assisted housing in Berks, PA
7 assisted properties with 411 units sit in Berks, PA; largest Berks, PA properties: Hugh Carcella Apartments (Reading) 121 units, 100 assisted; Goggle Works Apartments (Reading) 59 units; Luther Meadows (Topton) 51 units, 50 assisted in Berks, PA; Heilman House (Topton) 50 units, 50 assisted; Wilson Manor (Kutztown) 50 units, 50 assisted; Queen Of Angels Apartments (Reading) 45 units, 45 assisted.
Lenders with branches in Berks, PA
Berks, PA lenders by branch count: Fleetwood Bank (Berks, PA): stress 85, 7 branches low in Berks, PA; Fulton Bank National Assn (Berks, PA): stress 61, 7 branches low in Berks, PA; First Nb Of Pennsylvania (Berks, PA): stress 55, 4 branches low in Berks, PA; Mid Penn Bank (Berks, PA): stress 57, 3 branches low in Berks, PA; Customers Bank (Berks, PA): stress 72, 2 branches low in Berks, PA; Ephrata National Bank (Berks, PA): stress 72, 1 branch low in Berks, PA; Ambler Savings Bank (Berks, PA): stress 70, 1 branch low in Berks, PA; Bank Of Bird-In-Hand (Berks, PA): stress 68, 1 branch low in Berks, PA.
Vacancy and permits, Berks, PA
8,344 of 171,580 Berks, PA housing units are vacant; Berks, PA permits, twelve months: 289 multifamily units in Berks, PA, 322 one-to-four unit units.
Work Berks, PA at the parcel level
Every Berks, PA parcel carries owner and address; every Berks, PA parcel carries APN; Berks, PA distress scores sit on the Berks, PA live board.
Berks, PA figures refresh with each source.
Berks, PA questions
Most distressed ZIP code in Berks County, PA?
ZIP 17555 leads Berks, PA at 29/100; next in Berks, PA: 19501 at 29/100; the Berks, PA average is 21/100.
Where does Berks County, PA rank for investment opportunity?
Berks, PA is #3,019 among all ranked counties, #65 in Pennsylvania; the Berks, PA driver is bank institutional; Berks, PA moved up 111 places.
How many mortgages are delinquent in Berks County, PA?
1.0% of Berks, PA mortgages were ninety-plus days late in December 2025; the Berks, PA peak since 2008 was 3.7%.
Which banks lend in Berks County, PA?
8 watched lenders hold Berks, PA branches; the largest Berks, PA footprints are Fleetwood Bank (7), Fulton Bank National Assn (7), First Nb Of Pennsylvania (4).
More on Berks, PA
Berks County, PA distress report: public-record figures for Berks, PA; not legal advice for Berks, PA; not tax or investment advice; verify every Berks, PA record before acting.