Berks County, PA: Home-Insurance Distress & Forced-Sale Pressure
Berks County, PA: 31/100 (moderate) home-insurance distress; Berks, PA band LOW; Berks, PA #1,579 of 3,222 counties; Berks, PA #16 of 67 in Pennsylvania; raw Berks, PA 36.4; Berks, PA coverage multiplier 0.85.
FEMA hazard, Berks, PA: 0/100; Berks, PA declarations, three years: none.
NFIP claims, Berks, PA, three years: 12; Berks, PA payouts $1,122,964; per Berks, PA claim $93,580; Berks, PA claim-stress 91/100.
Berks, PA monthly score: 31 in every month from March 2026 (Berks, PA) through October 2026.
Berks, PA components: NFIP claims 91; Berks, PA retreat index 31; Berks, PA climate multiplier 0.85.
Construction distress, Berks, PA: 3/100 as of August 2026 (Berks, PA: 37/100 one-to-four unit, 1/100 multifamily).
Berks, PA ZIPs, June 2026 (Berks, PA, 16 highest): score 0 (Berks, PA), climate 97 (Berks, PA): 19464, 19525; score 0 (Berks, PA), climate 96 (Berks, PA): 18041; score 0 (Berks, PA), climate 95 (Berks, PA): 17555, 18070, 19501; score 0 (Berks, PA), climate 94 (Berks, PA): 17569, 19504; score 0 (Berks, PA), climate 93 (Berks, PA): 18011, 18031, 18062, 18092, Berks, PA 19505, 19512, 19520, 19529.
DLRadar rescores Berks, PA monthly; Berks, PA readings join Berks, PA foreclosure, lien and ownership parcels (Berks, PA), so cost-squeezed Berks, PA owners surface before listing.
Inside Pennsylvania, Berks County ranks 16th of 67 counties for home-insurance distress at 31/100; Allegheny County (31/100) sits just above Berks County, and Butler County (31/100) sits just below Berks County.
Deterministic. Every Berks County, PA signal traces to a public Berks dataset (FEMA, NFIP, Census for Berks, PA) · how insurance distress works in Berks, PA · methodology
FAQ: Berks County, PA insurance distress
What is the Berks County, PA home-insurance-distress score?
Berks, PA: 31/100 (LOW), #1,579 of 3,222, #16 in Pennsylvania. FEMA hazard, Berks, PA: 0/100; NFIP stress, Berks, PA: 91/100; construction, Berks, PA: 3/100; Berks, PA rescores monthly.
Is Berks County insurance distress getting better or worse (PA)?
Berks, PA: 31 in March 2026; Berks, PA: 31 in October 2026 (unchanged); Berks, PA NFIP claims score 91.
How many flood-insurance claims has Berks County, PA had?
Berks, PA: 12 NFIP claims, three years; Berks, PA paid $1,122,964; per Berks, PA claim $93,580; carriers reprice Berks, PA against that record.
Which Berks County ZIP codes carry the most insurance distress (PA)?
Berks, PA, June 2026: 19464 at 0, 19525 at 0, 18041 at 0, 17555 at 0; Berks, PA climate scores there: 97, 97, 96, 95.
Why does Berks, PA insurance distress create sellers?
A Berks, PA premium outruns the Berks, PA budget; a carrier leaves Berks, PA; Berks, PA carrying cost passes plan; Berks, PA owners sell while current; Berks, PA insurance distress leads Berks, PA foreclosure data.