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ZIP 19512 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · Distress market

DLRadar grades ZIP 19512 (Berks County, Pennsylvania) at a low 21/100 for overall property distress. The latent-versus-live split is 46/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (91/100). The pressure is most legible in structural risk (46/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $274,200 here, or 3.3 times local income. 73% of housing is owner-occupied. The ZIP holds roughly 6,906 housing units. 7.4% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. Households earn a median $76,036 — near the roughly $78,000 national figure. Vacancy runs 4.1%. The demographic-stress sub-score lands at 29/100. About 15,420 people live here, median age 47. About 23% have a four-year degree.

Overall, 19512 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 19512 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 19512 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 19512 stays directly comparable to neighboring ZIPs and the rest of Berks County, Pennsylvania. 19512 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 19512's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 19512 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 19512

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
Another 9 scored dimensions sit behind 19512

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 19512 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 19512, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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