ZIP 19508 Property Distress & Foreclosure Data

DLRadar grades ZIP 19508 (Berks County, Pennsylvania) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. On the structural side it scores 45/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

The market reads expansion — home values rose 8.4% year on year, and 24% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 6,128 housing units. Around 42% of renters are cost-burdened. Median household income is $83,409, near the U.S. median near $78,000. The vacancy rate is 4.1%. About 15,066 people live here, median age 44. Owners hold 81% of homes, renters 19%. Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 10.8% of residents fall below the poverty threshold. Home values center near $248,800, an affordability ratio of 2.9× — accessible.

Overall 19508 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.